Good day and welcome among us DaveJo. It's nice to have experienced members like you, who've seen how this industry evolved. Plus, the goal of our community is to try and jump start the learning curve with HYIPs and such '' pay and paid to participate'' programs. It's impossible to get in a couple days what you know about it all today Dave but it's a good bet we'll be able to avoid newbie mistakes like investing too quick in a scam without even being aware.
An nteresting point about Stormpay , e-gold, Liberty Reserve and now EgoPay ( even if EgoPay was not used so much with HYIPs and cousins programs ) is that there's an evident flow of e-currency in the industry. How many lost when e-gold crashed ? Me maybe 1000$ on a 12 000$ stack? How many lost when LR crashed ? Me, just a couple hundreds because I ( luckily ? ) took all my marbles out before it crashed. DaveJo, you're new here still, you might be curious to know I was administrating a quite popular blog back in 2010-2012 and have been pretty much absent until today. Good timing.
To make things short, it's a bet to know which e-currency will stay for the long run. Which one you use Dave ? Or better yet, we might be better off starting a new thread on e-currency. Let me check if there's one in our forum.